Houston, Texas (TX), Memorial Park Dental - Dentists Nishano Thomas, DMD and Gene Stevenson

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Dental Assurance Plan

Memorial Park Dental is excited to offer the Dental Assurance Plan which offers a cost effective option to patients that do not have traditional dental insurance. The primary difference between dental and health insurance is the ridiculous low yearly limits on coverage. As a patient you pay your monthly premium and if you have almost any major dental work done you will max out your yearly benefit or be nominally covered due to confusing dental insurance rules. Traditional dental insurance is great for preventive care but falls short when you have a real dental problem. Memorial Park Dental has instituted the Dental Assurance Plan so your family can feel safe and covered. In addition to restorative work the Dental Assurance Plan covers a portion of cosmetic work which almost no traditional insurance covers.

How the Plan Works

The Dental Assurance Plan works very similar to a traditional insurance plan except that your coverage is only valid at a Memorial Park Dental location. You will get the same level of benefits for a service regardless of your choice dentist or location as long as it’s a Memorial Park Dental location.

Memorial Park Dental will charge only the patient portion of the services provided. Memorial Park Dental will discount the services provided based on the usual and customary fees and the benefits coverage table below.

You can arrange for a pretreatment estimate of benefits through Memorial Park Dental to learn ahead of time how the plan might cover your need.

Cost of Coverage

The cost of your plan depends on the option you choose and the number of dependents you cover. Once enrolled in the plan, you pay the deductible and the co-payment when applicable. Coverage will only be honored at a Memorial Park Dental location. Memorial Park Dental has many specialties which should accommodate most of you dental needs.

Options	Costs
Individual	$300 Year ($25 a month)
Individual + Spouse	$540 Year ($45 month) ($60 savings)
Family (Individual + Spouse + up to 4 Children up to the age of 25)	$1200 Year ($100 month) ($600 savings)

Benefits for Covered Services

Plan Facts	Preferred Dentist Program
Carrier Name	Dental Assurance Plan
Web Site	http://www.memorialparkdental.com
Member Services	(713) 864-3800

	Coverage
General Dental Expenses
Plan deductible (Individual/Family)	None
Preventive Care
Preventive Services	100% covered	No Limit on X – Rays 100% covered Full Mouth Cavity Detecting X-Rays Panoramic X-Rays 2 Complete Doctor Exams per year 2 Preventive Cleanings per year
Basic Services & Major Services
Basic & Major Services (fillings, extractions, root canals, night guards)	50% covered	Patient will pay 50% of usual and Customary fee.
Specialist Services
Orthodontic Services All other specialist coverage (*when offered at MPD)	$1000 covered 20% covered	Invisalign coverage only Patient will pay USF minus $1000 Plan pays 20% and Patient pays remaining 80%
Cosmetic and Implant Services
Cosmetic Services	Teeth Whitening (Custom Trays) --- 100% covered Zoom2 Laser Teeth Whitening – 10% Covered All other Cosmetic Services are covered at 20% Lab Upgrades – Not Covered Dental Implants covered at 20%	Patient will pay remaining portion of the usual and customary fees.
Maximum Benefits
Orthodontics	$1,000 lifetime maximum per eligible individual	Invisalign coverage only
All other services	$3000 Annual Maximum per person

** Memorial Park Dental reserves the right to amend the coverage at any time.

Dentists Nishano Thomas, DDS and Gene Stevenson, DDS, MS
6010 Washington Ave Ste D (6010 Washington at Westcott) Houston, TX 77007 Tel: 713 - Dentist (3368478) Fax: 713-864-3882
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